How to get money off Venmo without card

By Ekxay
13 Min Read
how to get money off venmo without card

Getting money from your Venmo without a card can be possible using different alternatives as we will cover later. Venmo a peer-to-peer payment app in the USA and its territories is one of the most convenient, safest, and fastest means of transferring and receiving money among friends, families, and business associates. It is seriously competing with apps like Apple Pay, Google Pay, and Samsung Pay in the industry and being patronized by the vast majority of residents in the USA and its territories due to its flexibility and easy-to-use features.

However, the question to be answered today is ‘’How to get money off Venmo without card’’. This step-by-step guide will let you learn and understand how to get money off Venmo without a card. Let’s stay glued and set the ball rolling.

Can You Get Money from Venmo Without Card?

If a user does not have a Venmo debit card or bank account, it will be very difficult to get money out of the Venmo app. It won’t be possible to transfer it to any other app too. Unless you transfer it to another Venmo user. This should be someone that you trust very well. You can send it to them, and they will get it withdrawn for you.

How To Cash Out of Venmo

Cashing out of Venmo is so easy but users have to learn about using the Venmo app. There are two main methods of cashing out of Venmo. The Direct Transfer and the Instant Transfer.

Standard Bank Transfer

The standard transfer is one of the services provided by Venmo. With this method, the user is charged no fees for initiating the transfer. The Venmo account should be linked to a USA bank for the transfer to be affected. The standard transfer usually takes 1-3 working days for it to arrive.

However, Venmo service disruptions may or can affect Standard bank transfers. Standard bank transfers on Venmo are reviewed and the outcome can be delayed, declined, or blocked transfers. This occurs when Venmo identifies an issue associated with the user or the use of the app.

Instant Transfer

The Instant money transfer option on Venmo permits a user to send money to any qualified or eligible US bank account or Visa/MasterCard debit card normally within a period of thirty minutes of initializing. A 1.75% fee, usually with a minimum fee of $ 0.25 and a maximum fee of $ 25 is deducted from the transfer amount for each transfer initiated.

Users should bear in mind that Instant transfers on Venmo can be made at any time within the 365 days and it is not affected by holidays or weekend schedules. However, Venmo service disruptions may or can affect Instant transfers.

Instant transfers on Venmo are reviewed and the outcome can be delayed, declined, or blocked transfer. This occurs when Venmo identifies an issue associated with the user or the use of the app.

Can You Get Cash Back with Venmo?

Yes, you can get cash back with Venmo nationwide. Cash back associated with a purchase is available when making Venmo debit card purchases at no extra cost if it is permitted by a trader or a merchant who accepts Mastercard®. Users should try and verify the acceptance during the time of the transaction.,

Getting Cash from Your Venmo Balance?

As a Venmo user, if you decide to withdraw money from your Venmo Balance, you can choose to use your Venmo Debit Card to take money from ATMs that accept Venmo debit cards. Just your Venmo debit card and follow the following instructions.

Enter your 4-digit security pin > enter the amount you want to withdraw > and follow the prompts. You will be able to withdraw the amount you need successfully.

How To Get Money Off Venmo Without Card?

The Venmo app is linked to a bank account as part of the prerequisite for Venmo account creation, this account can then be linked to a Venmo debit/credit card. In this case, transferring or withdrawing money is associated with the bank account used during the Venmo account sign-up.

If a user is not having a card to withdraw money from Venmo, then they can send money from their Venmo account to a bank account and use that bank’s card to withdraw money from an ATM.

To transfer money to a bank account the following steps should be taken.

  • Carefully sign into your account
  • Navigate to the Me tab.
  • Right under your profile picture, click on the Add or Transfer button.
  • Then enter the amount you would like to transfer.
  • Choose your preferred transfer mode either Instant Transfer or Standard Transfer
  • At this stage, review your transfer details.
  • And enter the pin.
  • Finally, click on the Transfer button to complete the transaction.

How To Get Cash from Venmo Credit Card?

If you are a Venmo user and you need to get money, then ultimately the Venmo credit card can help.

Just follow the steps below and withdraw money from the Venmo credit card.

  • · Just call (855) 878-6462 and request a PIN for your credit card from the Venmo customer support
  • · Go to a nearby ATM that accepts Venmo and insert the card
  • · You then enter the PIN that has been given to you
  • · You carefully select the Cash Advance option
  • · And enter the amount you want to withdraw
  • · You then follow the prompts, and the amount will be seen cashed out from your Venmo credit card

How To Get Money Off Venmo Without Bank Account?

Users can possibly use their Venmo debit card to withdraw money from an ATM without having a bank account. ATMs that accept Venmo can allow users to withdraw money using their debit cards. ATMs that accept Venmo include PULSE, MasterCard, MoneyPass, and Cirrus. Also, users should know that not all ATMs that accept Venmo provide free charges. Some charge fees.

What ATM Can I Use for Venmo?

Users can withdraw money using Moneypass ATM within the U.S. and in some U.S. territories at no cost to them and also that has the following marks on them, MasterCard, PULSE, or Cirrus. A domestic withdrawal fee might apply to the usage of the ATM in some places.

How To Get Money Off Venmo at Walmart?

Yes, you can get money off Venmo at Walmart. Registered users can easily enjoy this function. As you decide to make a payment you will be directed to a QR that you have to scan.

You have to open your installed Venmo app and tap on the ‘’Scan’’ button. The transaction details will be shown, and you will be asked to confirm and make the payment. Once the payment is made, then the user’s Venmo account will be debited.

Also if a user wants to start the whole process by themselves, they should then tap on ‘’Show to Pay’’ on their Venmo app and continue to show the QR code to the worker at the counter. The worker will then scan the code to complete the transaction that was initiated. It is therefore advisable that a new version of Venmo is updated to always see the ‘’Show to Pay’’ option.

Getting Money Off Venmo If Account Is Frozen

Once a Venmo account is frozen it is advisable to quickly get it back on track. Just make sure that the account is reactivated. You can speed the process up by using a debit card to affect a transaction by paying back a certain amount.

Users can choose to pay back an amount using a bank account but that one will take much longer for it to be active since the account is already not working. After the recipient has received the money, the account will then be very active.

Frequently Asked Questions

How Long Does It Take a User to Get Money Off Venmo?

After a bank transfer has been initiated, it normally takes 1 to 3 working days for it to arrive. However, users can check the estimated time for the money to arrive in their personal transactions feed after the transfer has been initiated. Transfers on Venmo are normally reviewed and this can lead to delays, cash being removed from the Venmo account or funds being frozen.

Why are Transfer Timelines Dependent on Business Days?

Normally bank transfer timelines are dependent on the Automated Clearing House, (ACH), Venmo’s banking partner, and the user’s bank. If a user initiates a standard bank transfer, then there isn’t any way that Venmo can expedite or speed up the process.

Can You Withdraw Money from Venmo Without a Card?

Venmo does not offer cardless withdrawals. You cannot easily get money withdrawn from Venmo without having a Venmo debit or credit card. Venmo hasn’t started offering that possibility.

Can A User Transfer Money from Their Bank Account to Venmo?

Yes, you can transfer as many times as you wish, money from your bank account to your Venmo account. If you decide to link your bank account to your Venmo account, then move straight to the Me tab on the bottom right corner of the Venmo app. You will then click on the labeled Add Banks and Cards.

 How to Transfer Money from Venmo Balance to Debit Card

For a user to transfer money from their Venmo balance to their debit card, they need to have a valid debit card. Money that has been transferred to a Venmo debit card can be used to make payments and also to withdraw money from ATMs that accept Venmo.

 I Can’t See My Bank Transfer, Where Is It?

At times the bank transfer will be seen on your bank transfer on a different date as compared to the one that was estimated on the Venmo app, so users have to check the surroundings date as well. This is very important to be adhered to. If still your bank transfer can’t be seen on your bank statement after three working days, then Venmo customer support should be contacted.


The use of Venmo to send and receive money has skyrocketed in the USA and its territories. Friends, families, and business associates are enjoying the use of the app for the above-stated reason. Sending and receiving money on the app is very easy, efficient, convenient, and fast.

However, some users don’t know whether they can get money off Venmo without a card. The article tried to answer this question by giving a detailed explanation. Hope this article finds you well. Hope you enjoyed your reading. Stay blessed and continue to enjoy using Venmo to send and receive money.

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By Ekxay
My name is Exkay and I enjoy talking about numerous subjects pertaining to services like Venmo, Paypal, Cash App, and others. Disclaimer: The content on is given solely for informational purposes. No promises or guarantees about the accuracy or completeness of the information provided and do not promote any specific product or service.