Venmo payment not showing up in bank account

By Ekxay
19 Min Read
venmo payment not showing up in bank account

What will you do if Venmo payment not showing up in bank account? Ever since Venmo launched it has attracted a lot of users in the USA and its territories where the app is limited to operate. Friends, families, and business associates are seriously using this app to send and receive money. Bills can easily be paid using Venmo. For instance, Venmo users can split bills with their friends and pay for online and offline purchases made too.

However, there are instances when Venmo payments will not show up in the bank account. If for one reason Venmo payment is not showing up in a user’s account, then there are some reasons why this might be happening. It can be that you resorted to the Deposit method instead of the Instant Deposit. It can be that your bank’s or Venmo’s servers are having problems.

Alternatively, Venmo might have considered your payment as fraud. This well-explained article will help you understand why Venmo payment is not showing up in a user’s account. Stay blessed as you continue to explore this knowledge-bound content.

5 Reasons Why Venmo Money Not Showing Up in Bank Account.

Anytime that Venmo users transfer money from their Venmo account to their bank account, they expect that it will be noticed in their bank account within a period of thirty minutes, but at times it doesn’t work this way. As a concerned user, you will be very worried about why it happened so.

Why the Venmo payment is not showing up in your account? Many reasons account for this. Below are some of the reasons why Venmo payment is not showing up in your bank account.

1. You Opted info a  Standard Deposit Instead of Instant

When initiating a transfer on Venmo, basically, there are two ways that you can adopt, either the Standard transfer or the Instant transfer option. The Standard Deposit is totally free but it takes some days before the transfer will be reflected in a user’s bank account.

The Instant transfer on the hand lets you see the transfer in your bank account immediately but it comes with a small fee of 1.5% on the exact amount that you are sending. So in a nutshell, the reason that your transfer might not show up in your bank account is that you resorted to the direct deposit option.

2. Venmo Servers Are Experiencing Downtime

The Venmo app depends greatly on the Venmo servers to help users get connected to the app so if there is an issue with the servers then the users might not get a full experience of the app. You might not be able to transfer money to your bank account if Venmo’s servers experience difficulties.

But should in case you initiated the transfer before the servers started experiencing the difficulties, then it is likely that the transfer will be affected but it will take some time for it to get reflected in your bank account. You can contact Venmo’s support team to know if the problem is from their end or not.

3. Your Bank’s Servers Are Down

If your bank’s servers are down too then it is likely that the transaction will be delayed. The servers need to be worked on before the bank can receive notifications from Venmo for them also to work on it for your money to be added to your bank account. You can contact Venmo or your bank to see where the problem is actually coming from.

4. Your Venmo Payment Was Flagged

As transaction via Venmo is typically online, Venmo users are securely protected because of the end-to-end encryption that they have adopted. Getting access illegally to users’ accounts is not easy.

However, Venmo as an app focuses greatly on artificial intelligence. Venmo relies or focuses on bots to identify any payment that looks suspicious. These bots are not completely perfect and may categorize a legal payment as being fraudulent.

It will prevent transfers from showing up in your bank account. As a user, if you transfer money into your bank account and have for some time not received the money into your bank account, then it is okay for you to contact the Venmo support team to see if your payment has been flagged as fraudulent.

5. You Are Yet to Make the Transfer

Newly registered Venmo users who are naive to the app may not be aware that the money on their Venmo account doesn’t reflect directly into their bank account.

A user has to initiate the transfer from their Venmo account into their bank account, if not the amount will still be in their Venmo account. As a new user if you don’t know how to transfer money from your Venmo account into your bank account, then it is likely to resort to the Venmo guide or contact the Venmo customer support team.

How to fix Venmo payments not showing up in your bank account?

If you’re having trouble with your Venmo payments not appearing in your bank account, don’t worry – there are a few things you can do to fix the problem.

First, check to make sure that the payment was actually sent from your Venmo account. If it was, then the next step is to contact your bank and ask them why the payment isn’t showing up.

There could be a few reasons why your bank hasn’t received the payment yet – it could be because of a technical issue on their end, or it could be because Venmo is facing some sort of issue with its own system. In any case, contacting your bank and asking them about the problem is a good first step. If all else fails, you can always try contacting Venmo’s customer support team.

How to Transfer Money Out of Venmo Account?

Below are the steps to guide you to transfer money out of your Venmo account:

  • First, users need to link their bank account to their Venmo account.
  • Else, it will never be possible for them to withdraw money from their Venmo balance by opening the Venmo app on their device.
  • Then press on your profile picture or initials to get access to the “Me” tab.
  • Then tap on the “Settings” icon in the upper-right corner, which has a gear look.
  • You then Select “Payment Methods”.
  •  Then press “Add a bank or card”.
  • At this juncture, tap on “Bank”.
  • At this stage, two options will pop up for verification to be affected.

A manual verification will be necessary for users with a bank account with a smaller bank, whilst instant verification will be best suited for bigger banks. As part of the process, the instant option will ask you to log into your bank’s platform and hence adhere to the option there to simply link to Venmo.

However, the manual option will ask for your routing and bank account number. It is advised to add the check number at the end. Users have to check and see if the information that they entered is correct.

Normally, the manual verification takes up to a full working day to complete. Once the bank account has been linked to the Venmo account, it is then possible to transfer the cash that you have gotten from your Venmo friends into your bank account.

At this juncture, you can easily withdraw from your Venmo balance easily.

Below are the steps to follow to withdraw from your Venmo balance:

  • You first Launch the Venmo application on your Android or iOS device.
  • Then open the “Me” tab by tapping on your profile photo or your initials.
  • Then under your profile icon, press the “Add or Transfer” button.
  • You then enter the exact amount you want to transfer from your Venmo account to your designated bank account.
  • Two options will pop up on the next screen.
  • A Standard deposit option and an Instant deposit option.
  • Normally, a standard deposit takes longer but doesn’t require any charges whilst an instant deposit doesn’t take long but attracts a 1.75% charge, with a minimum of $0.25 and a maximum of $25 (Check Venmo’s official website for the current fees and charges update).
  • You then Select the bank account you want the transfer to be reflected.
  • Then confirm the details of the transaction you want to effect and then tap on the “Transfer” button.
  • If you opted in for the Instant Deposit option then it should be seen in your account in no time.

How Long Do Venmo Transactions Take?

Users are to familiarize themselves with Venmo transactions well, especially the speed of Venmo transactions. This will depend on the actual method of payment that the user opted in for.

If you don’t need the money instantly, then it is advisable that you opt-in for the Standard deposit option. It is absolutely free and does not incur any charges. It normally takes 1 to 3 business days for the transfer to be seen in your bank account.

However, if you need the money immediately or instantly then it is better for you to opt in for the Instant Deposit option. This is very a very fast method of transfer and it may take as long as thirty minutes.

What Happens if Venmo Payment Doesn’t Go Through?

If you’re like most people, you probably use Venmo to pay your friends back for dinner or drinks. But what happens if your Venmo payment doesn’t go through?

There are a few possible reasons why your Venmo payment might not go through. First, make sure you have enough money in your account to cover the payment. If you don’t have enough money, Venmo will automatically attempt to withdraw the funds from your linked bank account.

If there are insufficient funds in your bank account, Venmo will notify you to add more money to your account. Another possibility is that the person you’re trying to pay doesn’t have a Venmo account or the account does not exist. So, Venmo will reverse the payment back to you.

Can I cancel a pending Venmo payment?

If you have a pending Venmo payment, you may be wondering if you can cancel it. Unfortunately, once a payment is sent, it cannot be canceled. However, there are a few things you can do if you need to cancel a pending payment.

Yes, If the person you sent the payment to has not accepted it yet, you can ask them to return the money to you or you can do it yourself from the account by going to the account and finding the transaction then under the payment in question, choose “Take Back”. But once they accept the payment and the fund is completed then you will not be able to get them back.

Another option is to contact Venmo customer service and explain your situation. They may be able to refund the payment for you or help in some other way.

Lastly, if all else fails, you can always try to negotiate with the person you sent the money to. If they are understanding, they may be willing to give the money back to you.

Frequently Asked Questions

How Do I Know If Someone Received My Venmo Payment?

A registered Venmo user who has done a payment can have the opportunity to verify that the payment went through correctly if they received a notification and the payment too appeared in their transactions feed. The payment can be seen listed in red with a minus sign on the sender’s account indicating that the money was sent.

Why is my Venmo not transferring?

There are a few reasons your Venmo transfer may not be working. One reason is that the name on your card may not match the name on your Venmo account. Another reason could be that you don’t have enough money in your account to cover the transfer and also your bank or credit card isn’t linked to Venmo properly. If you’re still having trouble, contact Venmo customer support for help.

Why Is a User’s Venmo Money Not Showing Up?

If a user’s Venmo balance is not showing up as expected then they need to verify their identity before they can use their balance for payments.

Users can learn more about how they can verify their identity on Venmo using the Venmo guide. They can easily select identification from the settings menu on the app to complete the process.

What happens when you pay the wrong person on Venmo?

If you’ve ever sent money to the wrong person on Venmo, you know how frustrating it can be. It can be a pain to get it back from the person you paid by mistake. Here’s what you can do to get your money back:

First, try contacting the person you paid by mistake and asking them to pay you back. If they don’t respond or they refuse to pay you back, your next step is to contact Venmo support.

Venmo has a few different options for getting in touch with support, so choose the one that’s best for you. You can either call them, email them, or reach out to them on social media. Once you’ve contacted Venmo support, explain the situation and ask them for help getting your money back from the wrong person.

Why Have I Not Received My Venmo Payments?

Normally it takes 1-3 business or working days for transactions to be reflected in a bank account after a payment has been made or initiated.

However, if a sender is transferring money or making to someone who hasn’t gotten their identity verified then it is likely that the payment may be delayed. Venmo may decide to get the funds held for up to 21 days until the recipients get their identity verified.


The technology-driven world has caused a change in the way activities are carried out in every sector. One sector that is not left out is the finance sector, this sector has experienced and continues to experience a dramatic improvement in the way things are carried out.

The traditional way of transferring and receiving money is now a thing of the past ever since money payment apps were introduced into the system.

One such payment app is Venmo. As a peer-to-peer payment app, it has attracted a lot of users who are mainly friends, families, and business associates residing in the USA and its territories where the app is designed to be used.

However, many users are confused why their Venmo payment not showing up in their bank account. This article talked about Venmo and why Venmo payment is not showing up in the bank account. It discussed the causes of the above subject and how the problem can be solved. Stay tuned and enjoy your reading.

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By Ekxay
My name is Exkay and I enjoy talking about numerous subjects pertaining to services like Venmo, Paypal, Cash App, and others. Disclaimer: The content on is given solely for informational purposes. No promises or guarantees about the accuracy or completeness of the information provided and do not promote any specific product or service.